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Liability limits: For best protection and peace of mind, we recommend purchasing high auto liability limits. Consider the cost of a multi-car fender bender with bodily injuries that you may be responsible for.

Deductibles: We recommend saving money with higher deductibles. This will help keep small claims off your record, which will keep your premiums lower over the long term.

Rental Reimbursement: Unless you have easy access to a spare vehicle, we recommend purchasing this coverage. Your vehicle can be in the body shop for weeks at a time and rental cars can get expensive.

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To review an informative publication on automobile insurance please visit the Texas Department of Insurance.